Now that the financial year has drawn to a close, it’s the perfect time to take stock of where you are financially. Which means assessing your current financing structures, considering your options and making the necessary adjustments to ensure you’re on track and heading in the right direction towards your goals. So whether you’re looking for your first mortgage, want to refinance your existing loan, are purchasing an investment property or simply want to make sure you’ve got the right loan for your situation, our no obligation, free Mortgage Broker service can assist you to gain a clear perspective on your specific circumstances.
Additionally, our qualified Mortgage Brokers can help save you time, energy, stress and money with their in-depth knowledge and experience within the industry. Below are just a few of the areas they can assist you with:
How You Can Save Thousands of $$$$
Did you know there are now better mortgage products available, which can make your money work harder for you, as well as cut years off the term of your home loan? More importantly, with these newer loan products, it’s now possible to own your home in a matter of years and save tens of thousands of dollars in the process. All it takes to find out how you could save thousands is a little of your time… and that’s well worth the effort.
Changes in Interest Rates
We all know that when you’re trying to own your home much sooner, changes in interest rates can be a real concern. Now, even though in recent years, we’ve enjoyed an unprecedented period of low interest rates, this could shift as rates once again begin to rise. In this case it always pays to be prepared, as analysts and economists are speculating that Aussie homebuyers should be ready for some rate rises in the not too distant future.
Is it Right for You to Fix Your Interest Rate?
With rates currently the lowest they have been in years, it’s pretty important that you consider fixing the rate on your mortgage sooner rather than later. However, if you are unsure on what the right move could be for you and your particular circumstances, speak to our experienced Mortgage Brokers about your options.
Time to Refinance?
I am a firm believer in the adage, it’s always a good idea to review your home loan at least once a year to make sure you’re getting the best deal from your lender. Therefore I recommend a quick, obligation free assessment with one of our Mortgage Brokers so you can make confidently make the choice to refinance or stay with your current loan provider.
Start Building Wealth
Did you know that by using the equity in your home (you don’t have to own your home fully) you can start to invest and make the all-important steps towards becoming financially free? Interestingly, with many of the newer home loan products available in the market, you can quickly and easily access the equity in your home as part of your finance plan. Which is great news as this means you can take advantage of investment opportunities when they arise and utilise cyclical shifts in the market to build your wealth.
Professional Advice from a Mortgage Broker
Choosing an appropriate home loan or loan for an investment property is not always an easy task. Because there are literally hundreds of loan products on offer. However, your Mortgage Broker can provide you with up-to-date information about the range of products available and then compare them based upon your unique situation and needs. This can save you a significant amount of time and money over the life of your loan, particularly when researching products available and finding the best deal for you.
So, if you would like to speak with one of our Mortgage Brokers, feel free to contact us at (08) 6279 1459 or visit us at www.mortgageperth.com we’d love to hear from you.
Here’s to your home loan success,